Rate Calculator
Stop undercharging. Calculate your true hourly rate based on your life, expenses, and taxes.
Income Goals
What do you want to take home?
Business Costs
Overhead and government cuts.
Rent, software, insurance, etc.
Self-employment tax, income tax.
Availability
Realistic working hours.
Minimum Hourly Rate
Split
This is your floor rate. Professionals typically add a 20-30% profit margin on top of this for growth.
Frequently Asked Questions
Does this include detailed tax rules?
No, this uses a simplified effective tax rate model. Please consult a qualified accountant for precise tax advice.
Why are billable hours low?
Most freelancers cannot bill 8 hours a day due to admin work, marketing, and breaks. A realistic average is often 4-6 hours.
Is the data saved?
No, all calculations happen in your browser and are not stored.