Himachal Pradesh State Co-operative Bank - Saraswati Nagar IFSC Code

Shimla Himachal Pradesh
IFSC Code
HPSC0000448
MICR Code
171311032
Bank Code
HPSC

Payment Services

NEFT Available
RTGS Available
IMPS Available
UPI Unavailable

Location & Contact

ADDRESS
SARASWATI NAGAR PIN 171206
DISTRICT
Saraswati Nagar
STATE
Himachal Pradesh
CONTACT
+911781238995

About Himachal Pradesh State Co-operative Bank SARASWATI NAGAR Branch

The Himachal Pradesh State Co-operative Bank Saraswati Nagar branch is located in Shimla, Saraswati Nagar district, Himachal Pradesh. Its official IFSC code is HPSC0000448. This branch offers a wide range of banking services to customers in the Shimla area, including savings and current accounts, loans, and digital banking facilities.

You can use the IFSC code HPSC0000448 for all online fund transfers, such as NEFT, RTGS and IMPS. It is mandatory to provide this code when adding a beneficiary to ensure that your funds are transferred securely and accurately to this specific branch.

Additionally, this branch has the MICR code 171311032, which is used for the processing and clearing of cheques. This code is printed on the bottom of cheque leaves and facilitates faster clearing.

Whether you are receiving funds or sending money to an account at the Saraswati Nagar branch, always verify the IFSC code HPSC0000448 before confirming the transaction.

How to Use This IFSC Code

The IFSC code HPSC0000448 is required for:

  • NEFT Transfers: National Electronic Funds Transfer to this branch
  • RTGS Transfers: Real Time Gross Settlement for large transactions
  • IMPS Transfers: Immediate Payment Service for instant transfers
  • UPI Setup: Link your bank account to UPI apps
  • Online Bill Payments: Add beneficiary for utility payments

Simply enter HPSC0000448 when prompted for the IFSC code during any online banking transaction.

Frequently Asked Questions

The IFSC code for the Saraswati Nagar branch of Himachal Pradesh State Co-operative Bank in Shimla, Himachal Pradesh is HPSC0000448. This code is used for all online banking transactions including NEFT, RTGS, and IMPS.
The MICR (Magnetic Ink Character Recognition) code for this branch is 171311032. MICR codes are used for cheque processing and clearing.
Yes, the Saraswati Nagar branch of Himachal Pradesh State Co-operative Bank supports both NEFT (National Electronic Funds Transfer) and RTGS (Real Time Gross Settlement) transactions. You can use the IFSC code HPSC0000448 for these services.
The complete address is: SARASWATI NAGAR PIN 171206, Shimla, Himachal Pradesh. This branch serves customers in the Shimla area.
Please contact the branch to confirm UPI service availability.
To use this IFSC code, enter HPSC0000448 in the IFSC code field when adding a beneficiary or making an online transfer. Ensure you also enter the correct account number and account holder name for successful transactions.