Indian Overseas Bank - Guwahati IFSC Code
Payment Services
About Indian Overseas Bank GUWAHATI Branch
The Indian Overseas Bank Guwahati branch is located in Kamrup, Guwahati district, Assam. Its official IFSC code is IOBA0000420. This branch offers a wide range of banking services to customers in the Kamrup area, including savings and current accounts, loans, and digital banking facilities.
You can use the IFSC code IOBA0000420 for all online fund transfers, such as NEFT, RTGS, IMPS and UPI. It is mandatory to provide this code when adding a beneficiary to ensure that your funds are transferred securely and accurately to this specific branch.
Additionally, this branch has the MICR code 781020002, which is used for the processing and clearing of cheques. This code is printed on the bottom of cheque leaves and facilitates faster clearing.
Whether you are receiving funds or sending money to an account at the Guwahati branch, always verify the IFSC code IOBA0000420 before confirming the transaction.
How to Use This IFSC Code
The IFSC code IOBA0000420 is required for:
- NEFT Transfers: National Electronic Funds Transfer to this branch
- RTGS Transfers: Real Time Gross Settlement for large transactions
- IMPS Transfers: Immediate Payment Service for instant transfers
- UPI Setup: Link your bank account to UPI apps
- Online Bill Payments: Add beneficiary for utility payments
Simply enter IOBA0000420 when prompted for the IFSC code during any online banking transaction.