Indian Overseas Bank - Palitana IFSC Code

Bhavnagar Gujarat
IFSC Code
IOBA0000449
MICR Code
364020025
Bank Code
IOBA

Payment Services

NEFT Available
RTGS Available
IMPS Available
UPI Available

Location & Contact

ADDRESS
AJMERA BUILDING SHETRANJA GATE MAIN ROAD PALITANA PIN 364270
DISTRICT
Palitana
STATE
Gujarat
CONTACT
+912848252262

About Indian Overseas Bank PALITANA Branch

The Indian Overseas Bank Palitana branch is located in Bhavnagar, Palitana district, Gujarat. Its official IFSC code is IOBA0000449. This branch offers a wide range of banking services to customers in the Bhavnagar area, including savings and current accounts, loans, and digital banking facilities.

You can use the IFSC code IOBA0000449 for all online fund transfers, such as NEFT, RTGS, IMPS and UPI. It is mandatory to provide this code when adding a beneficiary to ensure that your funds are transferred securely and accurately to this specific branch.

Additionally, this branch has the MICR code 364020025, which is used for the processing and clearing of cheques. This code is printed on the bottom of cheque leaves and facilitates faster clearing.

Whether you are receiving funds or sending money to an account at the Palitana branch, always verify the IFSC code IOBA0000449 before confirming the transaction.

How to Use This IFSC Code

The IFSC code IOBA0000449 is required for:

  • NEFT Transfers: National Electronic Funds Transfer to this branch
  • RTGS Transfers: Real Time Gross Settlement for large transactions
  • IMPS Transfers: Immediate Payment Service for instant transfers
  • UPI Setup: Link your bank account to UPI apps
  • Online Bill Payments: Add beneficiary for utility payments

Simply enter IOBA0000449 when prompted for the IFSC code during any online banking transaction.

Frequently Asked Questions

The IFSC code for the Palitana branch of Indian Overseas Bank in Bhavnagar, Gujarat is IOBA0000449. This code is used for all online banking transactions including NEFT, RTGS, and IMPS.
The MICR (Magnetic Ink Character Recognition) code for this branch is 364020025. MICR codes are used for cheque processing and clearing.
Yes, the Palitana branch of Indian Overseas Bank supports both NEFT (National Electronic Funds Transfer) and RTGS (Real Time Gross Settlement) transactions. You can use the IFSC code IOBA0000449 for these services.
The complete address is: AJMERA BUILDING SHETRANJA GATE MAIN ROAD PALITANA PIN 364270, Bhavnagar, Gujarat. This branch serves customers in the Bhavnagar area.
Yes, Indian Overseas Bank supports UPI (Unified Payments Interface) services. You can link your account from this branch to UPI apps for instant payments and transfers.
To use this IFSC code, enter IOBA0000449 in the IFSC code field when adding a beneficiary or making an online transfer. Ensure you also enter the correct account number and account holder name for successful transactions.