Indian Overseas Bank - Giridih IFSC Code

Giridih Jharkhand
IFSC Code
IOBA0000590
MICR Code
815020002
Bank Code
IOBA

Payment Services

NEFT Available
RTGS Available
IMPS Available
UPI Available

Location & Contact

ADDRESS
MAKATPUR CHOWK, SHANTHI BHAWAN MARG, GIRIDIH 815301
DISTRICT
Giridih
STATE
Jharkhand
CONTACT
+916532222113

About Indian Overseas Bank GIRIDIH Branch

The Indian Overseas Bank Giridih branch is located in Giridih, Giridih district, Jharkhand. Its official IFSC code is IOBA0000590. This branch offers a wide range of banking services to customers in the Giridih area, including savings and current accounts, loans, and digital banking facilities.

You can use the IFSC code IOBA0000590 for all online fund transfers, such as NEFT, RTGS, IMPS and UPI. It is mandatory to provide this code when adding a beneficiary to ensure that your funds are transferred securely and accurately to this specific branch.

Additionally, this branch has the MICR code 815020002, which is used for the processing and clearing of cheques. This code is printed on the bottom of cheque leaves and facilitates faster clearing.

Whether you are receiving funds or sending money to an account at the Giridih branch, always verify the IFSC code IOBA0000590 before confirming the transaction.

How to Use This IFSC Code

The IFSC code IOBA0000590 is required for:

  • NEFT Transfers: National Electronic Funds Transfer to this branch
  • RTGS Transfers: Real Time Gross Settlement for large transactions
  • IMPS Transfers: Immediate Payment Service for instant transfers
  • UPI Setup: Link your bank account to UPI apps
  • Online Bill Payments: Add beneficiary for utility payments

Simply enter IOBA0000590 when prompted for the IFSC code during any online banking transaction.

Frequently Asked Questions

The IFSC code for the Giridih branch of Indian Overseas Bank in Giridih, Jharkhand is IOBA0000590. This code is used for all online banking transactions including NEFT, RTGS, and IMPS.
The MICR (Magnetic Ink Character Recognition) code for this branch is 815020002. MICR codes are used for cheque processing and clearing.
Yes, the Giridih branch of Indian Overseas Bank supports both NEFT (National Electronic Funds Transfer) and RTGS (Real Time Gross Settlement) transactions. You can use the IFSC code IOBA0000590 for these services.
The complete address is: MAKATPUR CHOWK, SHANTHI BHAWAN MARG, GIRIDIH 815301, Giridih, Jharkhand. This branch serves customers in the Giridih area.
Yes, Indian Overseas Bank supports UPI (Unified Payments Interface) services. You can link your account from this branch to UPI apps for instant payments and transfers.
To use this IFSC code, enter IOBA0000590 in the IFSC code field when adding a beneficiary or making an online transfer. Ensure you also enter the correct account number and account holder name for successful transactions.