Indian Overseas Bank - Valsad IFSC Code

Valsad Gujarat
IFSC Code
IOBA0001287
MICR Code
396020001
Bank Code
IOBA

Payment Services

NEFT Available
RTGS Available
IMPS Available
UPI Available

Location & Contact

ADDRESS
ADITYA CHAMBERS, 1 FLOOR, OPP KALYAN BANG STATION ROAD, VALSAD PIN 396001
DISTRICT
Kalwada
STATE
Gujarat
CONTACT
+912632244166

About Indian Overseas Bank VALSAD Branch

The Indian Overseas Bank Valsad branch is located in Valsad, Kalwada district, Gujarat. Its official IFSC code is IOBA0001287. This branch offers a wide range of banking services to customers in the Valsad area, including savings and current accounts, loans, and digital banking facilities.

You can use the IFSC code IOBA0001287 for all online fund transfers, such as NEFT, RTGS, IMPS and UPI. It is mandatory to provide this code when adding a beneficiary to ensure that your funds are transferred securely and accurately to this specific branch.

Additionally, this branch has the MICR code 396020001, which is used for the processing and clearing of cheques. This code is printed on the bottom of cheque leaves and facilitates faster clearing.

Whether you are receiving funds or sending money to an account at the Valsad branch, always verify the IFSC code IOBA0001287 before confirming the transaction.

How to Use This IFSC Code

The IFSC code IOBA0001287 is required for:

  • NEFT Transfers: National Electronic Funds Transfer to this branch
  • RTGS Transfers: Real Time Gross Settlement for large transactions
  • IMPS Transfers: Immediate Payment Service for instant transfers
  • UPI Setup: Link your bank account to UPI apps
  • Online Bill Payments: Add beneficiary for utility payments

Simply enter IOBA0001287 when prompted for the IFSC code during any online banking transaction.

Frequently Asked Questions

The IFSC code for the Valsad branch of Indian Overseas Bank in Valsad, Gujarat is IOBA0001287. This code is used for all online banking transactions including NEFT, RTGS, and IMPS.
The MICR (Magnetic Ink Character Recognition) code for this branch is 396020001. MICR codes are used for cheque processing and clearing.
Yes, the Valsad branch of Indian Overseas Bank supports both NEFT (National Electronic Funds Transfer) and RTGS (Real Time Gross Settlement) transactions. You can use the IFSC code IOBA0001287 for these services.
The complete address is: ADITYA CHAMBERS, 1 FLOOR, OPP KALYAN BANG STATION ROAD, VALSAD PIN 396001, Valsad, Gujarat. This branch serves customers in the Valsad area.
Yes, Indian Overseas Bank supports UPI (Unified Payments Interface) services. You can link your account from this branch to UPI apps for instant payments and transfers.
To use this IFSC code, enter IOBA0001287 in the IFSC code field when adding a beneficiary or making an online transfer. Ensure you also enter the correct account number and account holder name for successful transactions.