Indian Overseas Bank - Maligaon IFSC Code

Bongaigaon Assam
IFSC Code
IOBA0001510
MICR Code
781020005
Bank Code
IOBA

Payment Services

NEFT Available
RTGS Available
IMPS Available
UPI Available

Location & Contact

ADDRESS
NORTH EAST FRONTIER RAILWAY HEAD QUARTERS MALIGAON GUWAHATI PIN 781011
DISTRICT
Mulagaon
STATE
Assam
CONTACT
2571727

About Indian Overseas Bank MALIGAON Branch

The Indian Overseas Bank Maligaon branch is located in Bongaigaon, Mulagaon district, Assam. Its official IFSC code is IOBA0001510. This branch offers a wide range of banking services to customers in the Bongaigaon area, including savings and current accounts, loans, and digital banking facilities.

You can use the IFSC code IOBA0001510 for all online fund transfers, such as NEFT, RTGS, IMPS and UPI. It is mandatory to provide this code when adding a beneficiary to ensure that your funds are transferred securely and accurately to this specific branch.

Additionally, this branch has the MICR code 781020005, which is used for the processing and clearing of cheques. This code is printed on the bottom of cheque leaves and facilitates faster clearing.

Whether you are receiving funds or sending money to an account at the Maligaon branch, always verify the IFSC code IOBA0001510 before confirming the transaction.

How to Use This IFSC Code

The IFSC code IOBA0001510 is required for:

  • NEFT Transfers: National Electronic Funds Transfer to this branch
  • RTGS Transfers: Real Time Gross Settlement for large transactions
  • IMPS Transfers: Immediate Payment Service for instant transfers
  • UPI Setup: Link your bank account to UPI apps
  • Online Bill Payments: Add beneficiary for utility payments

Simply enter IOBA0001510 when prompted for the IFSC code during any online banking transaction.

Frequently Asked Questions

The IFSC code for the Maligaon branch of Indian Overseas Bank in Bongaigaon, Assam is IOBA0001510. This code is used for all online banking transactions including NEFT, RTGS, and IMPS.
The MICR (Magnetic Ink Character Recognition) code for this branch is 781020005. MICR codes are used for cheque processing and clearing.
Yes, the Maligaon branch of Indian Overseas Bank supports both NEFT (National Electronic Funds Transfer) and RTGS (Real Time Gross Settlement) transactions. You can use the IFSC code IOBA0001510 for these services.
The complete address is: NORTH EAST FRONTIER RAILWAY HEAD QUARTERS MALIGAON GUWAHATI PIN 781011, Bongaigaon, Assam. This branch serves customers in the Bongaigaon area.
Yes, Indian Overseas Bank supports UPI (Unified Payments Interface) services. You can link your account from this branch to UPI apps for instant payments and transfers.
To use this IFSC code, enter IOBA0001510 in the IFSC code field when adding a beneficiary or making an online transfer. Ensure you also enter the correct account number and account holder name for successful transactions.