Indian Overseas Bank - Waghodia Road IFSC Code

Vadodara Gujarat
IFSC Code
IOBA0002391
MICR Code
390020015
Bank Code
IOBA

Payment Services

NEFT Available
RTGS Available
IMPS Available
UPI Available

Location & Contact

ADDRESS
A 3,GAJANANAD PARK SOCIETY,UMA CHAR RASTA,WAGHODIA ROAD,BARODA DIST BARODA,PIN 390 019
DISTRICT
Waghodia
STATE
Gujarat
CONTACT
+914428584896

About Indian Overseas Bank WAGHODIA ROAD Branch

The Indian Overseas Bank Waghodia Road branch is located in Vadodara, Waghodia district, Gujarat. Its official IFSC code is IOBA0002391. This branch offers a wide range of banking services to customers in the Vadodara area, including savings and current accounts, loans, and digital banking facilities.

You can use the IFSC code IOBA0002391 for all online fund transfers, such as NEFT, RTGS, IMPS and UPI. It is mandatory to provide this code when adding a beneficiary to ensure that your funds are transferred securely and accurately to this specific branch.

Additionally, this branch has the MICR code 390020015, which is used for the processing and clearing of cheques. This code is printed on the bottom of cheque leaves and facilitates faster clearing.

Whether you are receiving funds or sending money to an account at the Waghodia Road branch, always verify the IFSC code IOBA0002391 before confirming the transaction.

How to Use This IFSC Code

The IFSC code IOBA0002391 is required for:

  • NEFT Transfers: National Electronic Funds Transfer to this branch
  • RTGS Transfers: Real Time Gross Settlement for large transactions
  • IMPS Transfers: Immediate Payment Service for instant transfers
  • UPI Setup: Link your bank account to UPI apps
  • Online Bill Payments: Add beneficiary for utility payments

Simply enter IOBA0002391 when prompted for the IFSC code during any online banking transaction.

Frequently Asked Questions

The IFSC code for the Waghodia Road branch of Indian Overseas Bank in Vadodara, Gujarat is IOBA0002391. This code is used for all online banking transactions including NEFT, RTGS, and IMPS.
The MICR (Magnetic Ink Character Recognition) code for this branch is 390020015. MICR codes are used for cheque processing and clearing.
Yes, the Waghodia Road branch of Indian Overseas Bank supports both NEFT (National Electronic Funds Transfer) and RTGS (Real Time Gross Settlement) transactions. You can use the IFSC code IOBA0002391 for these services.
The complete address is: A 3,GAJANANAD PARK SOCIETY,UMA CHAR RASTA,WAGHODIA ROAD,BARODA DIST BARODA,PIN 390 019, Vadodara, Gujarat. This branch serves customers in the Vadodara area.
Yes, Indian Overseas Bank supports UPI (Unified Payments Interface) services. You can link your account from this branch to UPI apps for instant payments and transfers.
To use this IFSC code, enter IOBA0002391 in the IFSC code field when adding a beneficiary or making an online transfer. Ensure you also enter the correct account number and account holder name for successful transactions.