Indian Overseas Bank - Junagadh IFSC Code
Payment Services
Location & Contact
About Indian Overseas Bank JUNAGADH Branch
The Indian Overseas Bank Junagadh branch is located in Junagadh, Junagadh district, Gujarat. Its official IFSC code is IOBA0002945. This branch offers a wide range of banking services to customers in the Junagadh area, including savings and current accounts, loans, and digital banking facilities.
You can use the IFSC code IOBA0002945 for all online fund transfers, such as NEFT, RTGS, IMPS and UPI. It is mandatory to provide this code when adding a beneficiary to ensure that your funds are transferred securely and accurately to this specific branch.
Additionally, this branch has the MICR code 362020001, which is used for the processing and clearing of cheques. This code is printed on the bottom of cheque leaves and facilitates faster clearing.
Whether you are receiving funds or sending money to an account at the Junagadh branch, always verify the IFSC code IOBA0002945 before confirming the transaction.
How to Use This IFSC Code
The IFSC code IOBA0002945 is required for:
- NEFT Transfers: National Electronic Funds Transfer to this branch
- RTGS Transfers: Real Time Gross Settlement for large transactions
- IMPS Transfers: Immediate Payment Service for instant transfers
- UPI Setup: Link your bank account to UPI apps
- Online Bill Payments: Add beneficiary for utility payments
Simply enter IOBA0002945 when prompted for the IFSC code during any online banking transaction.