Indian Overseas Bank - Samba IFSC Code

Samba Jammu and Kashmir
IFSC Code
IOBA0003826
MICR Code
184020002
Bank Code
IOBA

Payment Services

NEFT Available
RTGS Available
IMPS Available
UPI Available

Location & Contact

ADDRESS
PLOT NO. 11 MANDI KOTLI FACING NATIONAL HIGHWAY SAMBA PIN 184121
DISTRICT
Samba
STATE
Jammu and Kashmir
CONTACT
+917923250777

About Indian Overseas Bank SAMBA Branch

The Indian Overseas Bank Samba branch is located in Samba, Samba district, Jammu and Kashmir. Its official IFSC code is IOBA0003826. This branch offers a wide range of banking services to customers in the Samba area, including savings and current accounts, loans, and digital banking facilities.

You can use the IFSC code IOBA0003826 for all online fund transfers, such as NEFT, RTGS, IMPS and UPI. It is mandatory to provide this code when adding a beneficiary to ensure that your funds are transferred securely and accurately to this specific branch.

Additionally, this branch has the MICR code 184020002, which is used for the processing and clearing of cheques. This code is printed on the bottom of cheque leaves and facilitates faster clearing.

Whether you are receiving funds or sending money to an account at the Samba branch, always verify the IFSC code IOBA0003826 before confirming the transaction.

How to Use This IFSC Code

The IFSC code IOBA0003826 is required for:

  • NEFT Transfers: National Electronic Funds Transfer to this branch
  • RTGS Transfers: Real Time Gross Settlement for large transactions
  • IMPS Transfers: Immediate Payment Service for instant transfers
  • UPI Setup: Link your bank account to UPI apps
  • Online Bill Payments: Add beneficiary for utility payments

Simply enter IOBA0003826 when prompted for the IFSC code during any online banking transaction.

Frequently Asked Questions

The IFSC code for the Samba branch of Indian Overseas Bank in Samba, Jammu and Kashmir is IOBA0003826. This code is used for all online banking transactions including NEFT, RTGS, and IMPS.
The MICR (Magnetic Ink Character Recognition) code for this branch is 184020002. MICR codes are used for cheque processing and clearing.
Yes, the Samba branch of Indian Overseas Bank supports both NEFT (National Electronic Funds Transfer) and RTGS (Real Time Gross Settlement) transactions. You can use the IFSC code IOBA0003826 for these services.
The complete address is: PLOT NO. 11 MANDI KOTLI FACING NATIONAL HIGHWAY SAMBA PIN 184121, Samba, Jammu and Kashmir. This branch serves customers in the Samba area.
Yes, Indian Overseas Bank supports UPI (Unified Payments Interface) services. You can link your account from this branch to UPI apps for instant payments and transfers.
To use this IFSC code, enter IOBA0003826 in the IFSC code field when adding a beneficiary or making an online transfer. Ensure you also enter the correct account number and account holder name for successful transactions.